Brooklyn Cool @mrwest9 ?active 6 hours, 24 minutes ago
S/O to all the LIFERs on there MUSICAL JOURNEY… making their DREAMs come true…S/O to all your GRIND’n..your HUSTL’n..and your RHYM’n…
So many of you post your MUSIC daily..over and over again…hoping to get more VIEWs and COMMENTs…but on GLOBAL14..that annoys us!!..smh…
I’ve decided to open my page today to ALL the LIFERs who want to share their TALENTs with US…POST UR VIDEO OR SONG once!..and I will get my LIFER FRIENDs to tell you what they think…so bring your BEST ish..and be prepared..cz WE TALK ish!!!…Lol…
Im going to start it off with my LIFER friend @destinyunderwood with her song Chameleon…
K.KANE JEWELRY ..LOVE PERSONALized pieces!
Up to 60 injured after car drives into Va. parade
About 50 to 60 people were injured Saturday when a driver described by witnesses as an elderly man drove his car into a group of hikers marching in a parade in a small Virginia mountain town.
Washington County director of emergency management Pokey Harris said no fatalities had been reported.
The injuries ranged from critical to superficial, he said. Three of the victims were flown by helicopters to regional hospitals. Another 12 to 15 were taken by ambulance. The rest were treated at the scene.
The status of the driver wasn’t released. Multiple witnesses described him as an elderly man.
Authorities are still investigating, but Harris said they believe the man might have suffered a medical emergency before the accident.
It happened around 2:30 p.m. during the Hikers Parade at the Trail Days festival, an annual celebration of the Appalachian Trail in Damascus, near the Tennessee state line about a half-hour drive east of Bristol.
What caused the car to drive into the crowd wasn’t immediately known. It appeared to come from a side street, and a thud could be heard. People yelled stop, and at some point, the car finally stopped.
Witnesses said the car had a handicapped parking sticker and it went more than 100 feet before coming to a stop.
”He was hitting hikers,” said Vickie Harmon, a witness from Damascus. ”I saw hikers just go everywhere.”
Damascus resident Amanda Puckett, who was watching the parade with her children, ran to the car, where she and others lifted the car off those pinned underneath.
”Everybody just threw our hands up on the car and we just lifted the car up,” she said.
Keith Neumann, a hiker from South Carolina, said he was part of the group that scrambled around the car. They pushed the car backward to free a woman trapped underneath and lifted it off the ground to make sure no one else was trapped. Another person jumped inside to put it in park.
”There’s no single heroes. We’re talking about a group effort of everybody jumping in,” he said.
There were ambulances in the parade ahead of the hikers and paramedics on board immediately responded to the crash.
By DEBRA McCOWN
Up to 60 injured after car drives into Va. parade http://global14.com/members/global14/activity/4739760
$1 Billion in Unclaimed Life Insurance. Is It Yours?
While some people leave records behind in a superbly organized ”in case of my demise” file, it’s not unusual for others to pass away without letting relatives know about the existence of a life insurance policy. When someone’s life insurance is lost or goes unclaimed, tracking it down can take some detective work. But it may be worth your time to see if a loved one left you something besides memories.
Lots of ’lost’ life insurance
According to a recent study by Consumer Reports, 1 out of every 600 people is the beneficiary of an unclaimed life insurance policy, with an average benefit of $2,000. Jeff Blyskal, Consumer Reports senior editor and the author of the study, says at least $1 billion worth of lost or forgotten insurance policies are waiting for someone to claim them.
Life insurers, who paid out $62 billion in benefits in 2011, make efforts to find the rightful owners of unclaimed insurance proceeds, says Whit Cornman, a spokesman for the American Council of Life Insurers in Washington, D.C.
”Insurance companies proactively search for beneficiaries; in fact, some companies have whole offices dedicated to that purpose,” he says.
But states want them to try harder. In recent years, several states have put laws on the books requiring insurers to use Social Security data to identify policyholders who have died and then undertake systematic searches for the insurance beneficiaries. States that have adopted these laws in 2013 include Montana and New Mexico.
Be ready for some legwork
So, do you think there might be an insurance windfall out there with your name on it? Be ready for some work. And keep in mind that insurance companies will provide information only to people who can prove they are the beneficiaries, says Steven Weisbart, senior vice president and chief economist at the Insurance Information Institute, a New York-based trade group.
”If an insurance company won’t talk to you, that’s an indication that you’re not entitled to the insurance benefit,” he says.
How to conduct your search
If you believe a relative who passed away may indeed have purchased a policy and named you as the beneficiary, try these steps to track down the unclaimed life insurance proceeds. You’ll need the full legal name of your relative, plus it helps to have their Social Security number and any former addresses.
Search for policy paperwork. ”If the death occurred fairly recently, you should check the mail and bank statements for premium payments or policy-related materials,” says Weisbart.
If you’re the executor of the deceased’s estate, check any safe-deposit box and go through any personal files, Blyskal adds.
Search for the insurance company. If you find evidence of a policy and can identify the insurance company, ”Most (insurers) have dynamite resources available to help you manage through a claim and do it in a way that’s both fast and yet sensitive,” says Joe Monk, senior vice president and chief administrative officer for State Farm’s life insurance unit in Bloomington, Ill. Monk told Bankrate in an interview that beneficiaries who can’t locate the insurance company listed on a policy should contact their state insurance department.
Make sure you’re looking in the correct state. You need to know where the policy was purchased. ”Even if your relative died in Ohio, they might have lived in Illinois when they bought life insurance,” Blyskal says.
If the insurance company went out of business, the state insurance commissioner should have records on what happened to the policies, Weisbart says.
Check with rating services. An insurance rating agency, such as A.M. Best Co., also should have information to help you track insurers, including those that are defunct, says Weisbart.
Search for a financial connection. ”If your relative worked with an insurance agent, accountant or financial planner, that person may know what insurance company a life insurance policy was with, even if (the professional) didn’t have anything to do with that particular policy,” says Weisbart.
Look for a missing policy locator in your state. Cornman says these services, typically part of the state insurance office, allow consumers who believe they are the beneficiary of a life insurance policy purchased in that state to submit a request to have life insurance companies located there to check their files.
Search unclaimed property files. ”Each state has different rules about when leftover insurance benefits need to be sent to an unclaimed property office, but eventually unclaimed funds will be sent there,” says Cornman. MissingMoney.com, a database endorsed by the National Association of Unclaimed Property Administrators, allows you to search for unclaimed property in most states.
”You should check in the state where you think the policy was purchased, under the name of the policyholder and the name of the beneficiary,” Blyskal says.
Check with a former employer. According to Blyskal, most insurance policies purchased through an employer are term policies that provide coverage only during the time of employment, but sometimes an individual will continue the policy. He suggests making inquiries with former employers, labor unions or professional associations.
Pay for a search of the MIB database. This is a cooperative database (which once stood for Medical Information Bureau) created by life insurance companies to keep track of insurance applications. ”I wouldn’t recommend doing this first, but if you’re pretty certain there’s an insurance policy out there that belongs to you, you can pay a $75 fee for a search,” says Weisbart.
Take away a lesson
While it’s too late for your deceased relatives to provide you with information on their insurance policies, maybe they have provided a good learning opportunity so the next generation will be spared from hunting down unclaimed life insurance.
Weisbart says if you’re insured, ”Tell your family members that you have a life insurance policy. Give your insurance company as much detail as possible about your beneficiaries, including their name, address and Social Security number, to make it easier for the insurance company to find them.”
By Michele Lerner
‘Sonic’ video games coming to Nintendo
Sonic the Hedgehog is rolling with Nintendo.
Sega says it will exclusively release the next three games starring the popular blue critter on Nintendo platforms. The first title will be called ”Sonic Lost World” and is set for release on the Wii U and Nintendo 3DS later this year.
”With ’Sonic Lost World,’ we’re going to introduce new gameplay and enemies, which is always fun,” said John Cheng, president and chief financial officer of Sega of America Inc. ”In terms of Sonic and his friends, he’ll have his same friends there, and I think there’ll be some new ones as well. It’s not a reiteration. It’s going to be all new.”
The original fast-paced side-scrolling ”Sonic the Hedgehog” debuted in 1991. The twirling, ring-hoarding hedgehog became Sega’s mascot and a video-game icon rivaling the likes of Mario and Pac-Man.
While his recent interactive exploits haven’t achieved the same level of success as previous ”Sonic” outings, the character has remained a presence in pop culture, appearing in cartoons, downloadable games and the Disney film ”Wreck-It Ralph.”
”The onetime rivalry between Mario and Sonic has grown into a friendship that has never been closer,” said Nintendo of America President Reggie Fils-Aime in a statement. ”These announcements in conjunction with Sega demonstrate the commitment we have to bringing great games to the Wii U platform, and set the stage for our upcoming announcements at E3.”
Sonic has competed against Nintendo’s mustachioed spokesman Mario since 2007 in the ”Mario & Sonic at the Olympic Games” mini-game series. Cheng said the characters would be back for more match-ups in ”Mario & Sonic at the Sochi 2014 Olympic Winter Games.”
Over the past 22 years, Sonic and his friends have starred in dozens of games, including the hallmark 1992 sequel ”Sonic the Hedgehog 2,” 1997 3-D racer ”Sonic R,” 2002 hand-held adventure ”Sonic Advance” and 2011 anniversary mash-up ”Sonic Generations.”
Sega says more than 75 million games and smartphone apps featuring Sonic have been sold worldwide. After the publisher stopped producing its own game consoles in 2001, Sega began releasing ”Sonic” games for other systems, including Sony’s PlayStation and Microsoft’s Xbox.
Microsoft is expected to unveil a new Xbox console at an event in Seattle next week, following Sony’s tease of the forthcoming PlayStation 4 earlier this year in New York.
Last fall, Nintendo launched the next generation of gaming consoles with the Wii U, which comes with a tabletlike controller called the GamePad. Nintendo said last March it has sold 3.45 million units worldwide, a disappointing start for the first of a new generation of gaming systems. Sega’s Cheng believes bringing Sonic exclusively to the Wii U will help Nintendo.
”It should be a win-win situation,” said Cheng. ”Don’t count Nintendo out.”
‘Sonic’ video games coming to Nintendo http://global14.com/members/global14/activity/4739269
Powerball jackpot grows to a record $600 million
The jackpot for the Powerball lottery has soared to a record $600 million and the top prize may swell to nearly $1 billion if no one draws the winning numbers this weekend, a lottery official said on Friday.
The potential payout of Saturday’s jackpot could mean a one-time lump sum payment of $376.9 million. Officials reported brisk ticket sales across the country.
The top prize grew after no one won a drawing on Wednesday, said Mary Neubauer, a spokeswoman for the Iowa Lottery, where the Powerball is based.
The popular lottery, which is played in 42 states, Washington D.C. and the U.S. Virgin Islands, has not had a winner in two months.
”If this hasn’t caught your attention, I’m not sure what would,” Neubauer said.
The previous largest Powerball jackpot record was $587.5 million in November 2012. According to Powerball, the odds of winning the big prize on Saturday are one in 175 million.
If no match is made for all winning five numbers and the Powerball, the jackpot could grow to nearly $1 billion, Neubauer said.
She said that size of a pot could pose some challenges for lottery organizers.
”Our billboards aren’t designed to display a billion,” she said. ”We’re not sure how we will display that amount, but we’ll cross that bridge when we come to it.”
Powerball jackpot grows to a record $600 million http://global14.com/members/global14/activity/4739267
Penitent Romanian hacker aims to protect world’s ATMs
Valentin Boanta, sitting in his jail cell, proudly explains the device he has invented which, he says, could make the world’s ATMs impregnable even to tech-savvy criminals like himself.
Boanta, 33, is six months into a five-year sentence for supplying gadgets an organized crime gang used to conceal ATM skimmers, which can copy data from an unsuspecting ATM user’s card so a clone can be created.
He said he had started to make the devices for the sheer excitement of it and denies ever planning to use them himself, saying he only sold them to others.
Boanta says his arrest in 2009 and trial brought contrition, as he realized the impact of his actions and felt an urge to make amends. It also brought the former industrial design student a flash of technical inspiration.
”When I got caught I became happy. This liberation opened the way to working for the good side,” Boanta said.
”Crime was like a drug for me. After I was caught, I was happy I escaped from this adrenaline addiction,” he said. ”So that the other part, in which I started to develop security solutions, started to emerge.”
It was during his trial that he got down to work. The stage for Boanta’s product pitch these days is the book-lined cell in the northeastern Romanian town of Vaslui he shares with five pickpockets and burglars.
”All ATMs have ageing designs so they are prone to vulnerability, they are a very weak side of the banking industry,” he said.
”Every ATM can be penetrated through a skimming crime. My security solution, SRS, makes an ATM unbreachable.”
Boanta says his ”Secure Revolving System-SRS” can be installed in any ATM. It allows the bank card to be inserted longer side first and then rotates it to prevent skimmers being able to lock on to the magnetic data strip. The system returns the card to its user with a reverse rotation.
Outwardly it is a trapezoidal metallic box around 6 inches long with the card slot in the middle.
The SRS, funded and developed by a technology firm near Bucharest called MB Telecom, is patented and won an award this year at the International Exhibition of Inventions in Geneva. The inventor and company are not yet saying how much it will cost, but insist it will be available soon.
”He fully deserves such recognition,” said SRS co-inventor and MB Telecom president Mircea Tudor. ”He’s taking part in improving Romania’s image abroad and he’ll surely join our team when released.”
Romania has a deep well of technical expertise stemming from the time of communist dictator Nicolae Ceausescu, who backed computer research and technical education.
Digital piracy flourished after his violent overthrow in 1989, as people who could not afford proprietary products bought cheap copies instead.
Romanian hackers stole about $1 billion from U.S. accounts in 2012, according to the U.S. embassy in Bucharest. A report by Verizon said Romania was the world’s second-biggest hacking centre after China. The FBI has even set up an office in Romania and helped to train specialist police agents.
Texas tornado leaves Habitat for Humanity neighborhood in ruins
Veronica Orellana, her husband and three sons were used to living in cramped spaces until six years ago, when they moved into their three-bedroom house in Granbury, Texas, built by a nonprofit that constructs homes for low-income families.
But since a deadly tornado ripped through Habitat for Humanity-built homes in the Rancho Brazos neighborhood late on Wednesday, the family has no idea what happened to their house.
”We were so happy,” Orellana said of moving into the house. ”This is the biggest house we’ve ever lived in.”
Granbury, a town of 8,000 people about 35 miles southwest of Dallas-Fort Worth, took the hardest hit.
The tornado, which killed six people, took a tremendous toll on a neighborhood filled with families who, before moving in, performed hundreds of hours of ”sweat equity” by working to construct their own homes and those of others as required by Habitat for Humanity.
None of the people who died lived in Habitat homes, but all but two of the 61 Habitat homes in Rancho Brazos were damaged and 15 were destroyed, according to Mario Flores, director of disaster response for Habitat for Humanity International.
”It’s incredible what Mother Nature can do,” Flores said. ”There are entire houses that are nowhere to be found. If it weren’t for the concrete foundation, you wouldn’t know a house was there.”
On Friday, the streets in Rancho Brazos had been cleared of debris, and where homes once stood there was nothing but tree limbs, doors, broken windows and bricks. The twisted metal frames of mobile homes were strewn about and trash blew across the empty lots.
The tornado, which brought winds of between 166 to 200 miles per hour, was rated an EF4 by the National Weather Service, the second-most powerful level for such a storm.
Orellana, 38, who owns a small retail shop in Granbury, was home with her 13-year-old son when she heard the warning siren, looked out the window and saw that the twister had already arrived.
Her car blocked by a fallen tree, Orellana clutched her son’s hand and ran, dodging scattered furniture and trash cans until she saw her nephew’s truck coming down the street.
”We jumped in and didn’t look back,” she said.
Orellana’s husband, Jose, a construction worker, had worked to build their home with other Habitat volunteers while Orellana and the boys planted flowers and grass, she said.
Now they are staying with a nearby relative in a tiny house.
”We have no money right because I was too scared to grab anything from the house,” Orellana said. ”My husband’s tools and truck are still there and we can’t get in. He can’t work without them.”
Displaced residents in the blocked-off Rancho Brazos neighborhood may be able to retrieve their belongings on Saturday, officials said.
Tiffany Mayes, 33, a single mother of 18-year-old twins about to graduate from high school, has been staying with her mother since she learned that she could not return to her Habitat home. She has also seen photos of her house on the news.
”It’s unbelievable,” she said. ”No windows. No doors.”
Flores said none of the Habitat homes were built with safe rooms, or special reinforced areas that can shield people from tornadoes.
”The local affiliate is already talking about how they can include that in the rebuilding process,” Flores said. ”This is a tornado-prone area, so it only makes sense.”
Habitat for Humanity has helped build or refurbish more than 600,000 homes for families worldwide since it began in 1976, according to its website. Houses are built using volunteer labor – from the future homeowners and others – as well as donated funds and materials.
To qualify, families must be lower-income and living in substandard or overcrowded housing. The homeowners selected are financed by Habitat with a 20-year, no-interest mortgage. Each family must also invest at least 300 hours of sweat equity in the building of their houses and the houses of others.
A family of four was scheduled to move into a Habitat home in the Rancho Brazos neighborhood this weekend, Flores said, but now that home’s foundation is all that remains.
”For this family, the dream has been delayed, but not interrupted,” he said. ”We have been here in this community for a long time. We are not going anywhere.”
By Lisa Maria Garza
Texas tornado leaves Habitat for Humanity neighborhood in ruins http://global14.com/members/global14/activity/4739256
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